The fine print
Terms of Use & Disclaimers
Effective date: July 12, 2026 · Last updated: July 12, 2026. These terms contain important disclaimers, releases and limitations of liability. Please read them in full.
Effective date: July 12, 2026 · Last updated: July 12, 2026. These terms contain important disclaimers, releases and limitations of liability. Please read them in full.
These Terms of Use and Disclaimers (the "Terms") govern your access to and use of the website located at sealandassociates.com and any page, content, form, media or feature made available through it (the "Site"). The Site is owned and operated by Seal & Associates LLC, an Arizona limited liability company with its principal office at 2580 Hwy 95, Ste 111, Bullhead City, AZ 86442 ("Seal & Associates," "the firm," "we," "us" or "our"). By accessing or using the Site in any manner, you acknowledge that you have read, understood and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference. If you do not agree, your sole remedy is to discontinue use of the Site immediately.
You represent that you are at least eighteen (18) years of age (or the age of majority in your jurisdiction, whichever is greater) and, if you use the Site on behalf of a business or other entity, that you have authority to bind that entity to these Terms.
All content on the Site — including pages, articles, descriptions of services, frequently asked questions, deadline reminders, videos, graphics and any downloadable materials — is provided for general informational and marketing purposes only. It is not, and must not be treated as, tax advice, accounting advice, auditing or attestation services, legal advice, investment advice, financial planning advice or any other form of professional advice, and it is not a substitute for advice from a qualified professional engaged to evaluate your specific facts and circumstances.
Viewing the Site, submitting a form, sending an email, placing a telephone call, leaving a voicemail, interacting with any chat or messaging feature, booking a consultation, or receiving a reply to any of the foregoing does not create a CPA-client relationship, accountant-client privilege, fiduciary relationship, engagement or any other professional relationship with Seal & Associates or any of its members, employees or agents. A professional relationship with the firm is created only by a written engagement letter signed by both you and the firm, and the scope of the firm's duties to you is defined exclusively by that engagement letter. Until such an engagement exists, the firm owes you no professional duty of any kind, and you should not send the firm confidential or sensitive information.
You should not act, or refrain from acting, on the basis of any content on the Site without first obtaining advice from a qualified professional who has been engaged to advise you. Any reliance you place on Site content is strictly and entirely at your own risk.
Federal, state, local and foreign tax laws, regulations, revenue rulings, procedures, court decisions, filing deadlines, penalty amounts, interest rates, contribution limits, thresholds and administrative practices change frequently — sometimes retroactively and sometimes with little notice. Content on the Site, including any dates, deadlines, figures, rates, thresholds, examples or summaries, speaks only as of the date it was prepared, may be outdated or superseded at the time you read it, and may not reflect the most current legal or administrative developments. The firm assumes no obligation to update Site content. Deadlines shown on the Site are general reminders only; your own filing and payment deadlines may differ based on your entity type, elections, fiscal year, extensions, federally declared disaster relief, military service and many other factors. Always confirm current requirements directly with the Internal Revenue Service, your state or local tax authority, or a qualified professional engaged to advise you, before acting or refraining from acting.
To the extent required by U.S. Treasury Department Circular 230, you are notified that any tax information contained on this Site is not intended or written to be used, and cannot be used, by any person (i) for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or any other applicable law, or (ii) for promoting, marketing or recommending to another party any transaction or matter addressed on this Site.
Descriptions of the firm's services explain the nature of the work performed; they are not promises, warranties or guarantees of any particular refund amount, tax savings, penalty abatement, audit result, resolution timeline, financial outcome or any other result with the IRS or any tax authority, court or agency. Every taxpayer's situation is unique, and past results do not predict or guarantee future outcomes.
Client reviews and testimonials displayed on the Site are the genuine, voluntary statements of individual clients, reproduced from public review platforms. They reflect those clients' individual experiences only. They are not representative claims, are not compensated, and are not a guarantee, warranty or prediction that you will experience the same or similar results.
Portions of this Site's content, design, imagery and functionality were produced or assisted by artificial intelligence tools under human direction and review. The firm may also use AI-assisted tools in its marketing, scheduling, website chat, transcription, document organization and internal workflows. You acknowledge and agree that: (a) AI-generated or AI-assisted content can contain errors, omissions or outdated information and is provided for general information only; (b) no AI feature on this Site provides professional advice, and interacting with any chat, scheduling or automated feature does not create a professional relationship; (c) any output of an automated feature is subject to the disclaimers, releases and limitations in these Terms to the same extent as all other Site content; and (d) the firm does not use AI to make automated decisions that produce legal or similarly significant effects concerning you. Client work product is prepared and reviewed by qualified humans; AI tools, where used in client work, operate under professional supervision consistent with applicable professional standards and confidentiality obligations.
Promotional offers described on the Site, including the veteran discount, are subject to reasonable verification of eligibility (for the veteran discount, proof of U.S. military service such as a DD-214, VA card or military ID), apply to fees for services rendered by the firm unless otherwise stated, cannot be combined with other offers unless expressly stated, have no cash value, and may be modified, suspended or withdrawn at any time without notice. The offer in effect on the date you sign an engagement letter is the offer that applies to that engagement.
The Site and everything on it — including the Seal & Associates name and logo, text, graphics, photographs, video, page designs, layouts, code and the selection and arrangement of all of the foregoing — are the property of Seal & Associates LLC or its licensors and are protected by United States and international copyright, trademark, trade dress and other intellectual-property laws. You are granted a limited, revocable, non-exclusive, non-transferable license to access the Site and to view and print pages for your personal, non-commercial use. Any other use — including reproduction, modification, distribution, republication, framing, scraping, text-and-data mining, or use of any content to train a machine-learning or artificial-intelligence model — is prohibited without the firm's prior written permission. All rights not expressly granted are reserved.
If you believe in good faith that material on the Site infringes your copyright, send a notice compliant with 17 U.S.C. § 512 (identifying the work, the material, your contact information, and the required statements and signature) to the firm at its mailing address above or through the contact page. The firm will respond to valid notices as required by law.
You agree that you will not, and will not permit or assist any third party to: (a) access or use the Site in violation of any applicable law or regulation; (b) attempt to gain unauthorized access to the Site, its hosting infrastructure, or any account, system or network connected to it; (c) probe, scan or test the vulnerability of the Site or circumvent any security or authentication measure; (d) interfere with or disrupt the operation of the Site, including by transmitting viruses, malware, or any other harmful code, or by imposing an unreasonable load on its infrastructure; (e) use any robot, spider, scraper, crawler or other automated means to access, harvest or index the Site or any contact information on it, including for unsolicited marketing ("spam"); (f) impersonate any person or entity or misrepresent your affiliation; (g) submit false, deceptive, defamatory, threatening, obscene or otherwise objectionable content through any form; (h) reverse engineer, decompile or disassemble any portion of the Site; or (i) remove or alter any copyright, trademark or proprietary notice. The firm may suspend or terminate your access to the Site at any time, with or without notice, for any conduct it reasonably believes violates these Terms or is otherwise harmful.
Information you submit through the Site's contact form or other features must be accurate and must be yours to share. Do not submit Social Security numbers, taxpayer identification numbers, full financial account numbers, passwords, medical information or other highly sensitive data through the Site; the Site's forms are for initial inquiries only, and secure channels for sensitive documents are provided after an engagement is established. By submitting an inquiry you grant the firm a non-exclusive license to use the submitted information to respond to you, evaluate a potential engagement, and maintain records as required by law. Unsolicited ideas or suggestions submitted through the Site are non-confidential, and the firm may use them without obligation to you.
By using the Site or communicating with the firm electronically, you consent to receive communications from the firm electronically, and you agree that all agreements, notices, disclosures and other communications the firm provides to you electronically satisfy any legal requirement that such communications be in writing, to the fullest extent permitted by law (including the U.S. E-SIGN Act).
If you provide your mobile number and check the consent box on the contact form, you consent to receive calls and text messages (including messages sent using automated technology) from Seal & Associates LLC regarding your inquiry and related services. Consent is not a condition of purchasing any service. Message frequency varies; message and data rates may apply. Reply STOP to cancel text messages and HELP for help. Carriers are not liable for delayed or undelivered messages. Mobile opt-in data and consent are not shared with third parties for their own marketing.
The Site may contain links to, or integrations with, third-party websites and services — including Google (maps, search and reviews), Facebook, form-processing services, and scheduling, chat or CRM tools. These are provided solely for convenience. The firm does not control and is not responsible for the content, accuracy, availability, security, or privacy or data practices of any third party, does not endorse any third-party site or service, and is not liable for any loss or damage arising from your use of them. Your use of third-party sites and services is governed by their own terms and privacy policies, which you should review.
THE SITE AND ALL CONTENT, FEATURES, MATERIALS AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE FIRM EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, COMPLETENESS, TIMELINESS, RELIABILITY, AVAILABILITY AND NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING, USAGE OR TRADE PRACTICE. THE FIRM DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; THAT THE SITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT ANY CONTENT IS CURRENT, ACCURATE OR COMPLETE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU; IN THAT CASE THEY APPLY TO THE MAXIMUM EXTENT PERMITTED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL SEAL & ASSOCIATES LLC OR ITS MEMBERS, MANAGERS, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, SUCCESSORS OR ASSIGNS (COLLECTIVELY, THE "RELEASED PARTIES") BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND — INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST REVENUE, LOST SAVINGS, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, COST OF SUBSTITUTE SERVICES, TAX, ADDITIONAL TAX, PENALTIES OR INTEREST ASSESSED BY ANY TAX AUTHORITY, OR ANY OTHER INTANGIBLE LOSS — ARISING OUT OF OR RELATING TO YOUR ACCESS TO, USE OF, INABILITY TO USE, OR RELIANCE UPON THE SITE OR ANY CONTENT ON IT, UNDER ANY THEORY OF LIABILITY, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE OF ANY DEGREE), STRICT LIABILITY, STATUTE OR OTHERWISE, AND EVEN IF A RELEASED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY RELEASE, WAIVE AND FOREVER DISCHARGE THE RELEASED PARTIES FROM ANY AND ALL CLAIMS, DEMANDS, LOSSES, LIABILITIES AND CAUSES OF ACTION, KNOWN OR UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF, OR RELIANCE ON, THE SITE OR ITS CONTENT, INCLUDING CLAIMS BASED ON THE NEGLIGENCE OF ANY RELEASED PARTY. IF ANY JURISDICTION DOES NOT PERMIT CERTAIN OF THESE EXCLUSIONS, LIMITATIONS OR RELEASES, THEY APPLY TO THE MAXIMUM EXTENT PERMITTED, AND IN SUCH CASE THE AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100).
Nothing in these Terms limits or excludes: (a) duties the firm owes to engaged clients under a signed engagement letter or under applicable professional standards (including AICPA professional standards, Arizona Board of Accountancy rules and IRS Circular 230); (b) liability for fraud, fraudulent misrepresentation, or willful misconduct; (c) liability for death or personal injury caused by negligence where such liability may not lawfully be limited; or (d) any other liability that cannot be excluded or limited under applicable law. These Terms govern the Site only; professional engagements are governed by their engagement letters.
You use the Site at your own risk and are solely responsible for any decision you make, or action you take or fail to take, in reliance on the Site or its content, and for compliance with your own tax, filing, payment, reporting and record-keeping obligations. You agree to defend, indemnify and hold harmless the Released Parties from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including reasonable attorneys' fees) arising from: (a) your use or misuse of the Site; (b) your violation of these Terms; (c) your violation of any law or of any right of a third party; or (d) any content or information you submit through the Site.
Before filing any claim, you agree to first contact the firm through the contact page and attempt in good faith to resolve the dispute informally for at least thirty (30) days. These Terms, and any dispute arising out of or relating to the Site, are governed by the laws of the State of Arizona and applicable United States federal law, without regard to conflict-of-law principles. Exclusive jurisdiction and venue for any dispute relating to the Site lie in the state or federal courts serving Mohave County, Arizona, and you consent to personal jurisdiction there.
TO THE FULLEST EXTENT PERMITTED BY LAW: (a) ANY CLAIM RELATING TO THE SITE MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING; AND (b) ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE MUST BE FILED WITHIN ONE (1) YEAR AFTER THE CLAIM ACCRUES, OR IT IS PERMANENTLY BARRED.
The Site is operated from the United States, is directed to persons located in the United States, and describes services relating to U.S. federal, state and local tax matters only. The firm makes no representation that the Site or its content is appropriate, accurate or available for use in any other jurisdiction, and nothing on the Site constitutes an offer of professional services in any jurisdiction where the firm is not authorized to provide them. If you access the Site from outside the United States, you do so on your own initiative and are solely responsible for compliance with the laws of your jurisdiction. You may not use the Site in violation of U.S. export laws or sanctions programs.
The firm is committed to making the Site accessible to the widest possible audience and works toward conformance with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, including keyboard navigability, reduced-motion support, semantic structure, sufficient contrast and text alternatives. Accessibility is an ongoing effort. If you experience difficulty accessing any part of the Site, contact the firm through the contact page and the information you need will be provided in an accessible format.
The firm is not responsible for any failure or delay in the Site's availability or performance caused by events beyond its reasonable control, including acts of God, natural disasters, epidemics, labor disputes, utility or telecommunications failures, hosting-provider outages, cyberattacks, acts of government, war or civil unrest.
The firm may modify, suspend or discontinue the Site (or any part of it), or suspend or terminate your access to it, at any time, with or without notice, without liability. All provisions of these Terms that by their nature should survive termination — including intellectual-property provisions, disclaimers, releases, limitations of liability, indemnities and dispute-resolution provisions — survive.
These Terms, together with the Privacy Policy, constitute the entire agreement between you and the firm regarding the Site and supersede all prior understandings on that subject. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and modified only to the minimum extent necessary, and the remaining provisions will remain in full force. The firm's failure to enforce any right or provision is not a waiver. You may not assign these Terms; the firm may assign them in connection with a merger, acquisition or sale of assets. Section headings are for convenience only. The word "including" means "including without limitation."
The firm may revise these Terms at any time by posting an updated version on this page with a new "last updated" date. Material changes will be indicated on this page. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms. Review this page periodically.
Questions about these Terms: Seal & Associates LLC, 2580 Hwy 95, Ste 111, Bullhead City, AZ 86442 · · · or use the contact page.