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Full-service tax & accounting

1040s, payroll, crypto, audits. Handled.

Fourteen services, one standard: accurate, proactive and explained in plain English.

Founder Donna Kay Cotten is a CPA with over 30 years of experience representing taxpayers in any type of situation with the IRS or any governmental agency. She has also served as a CFO and applies that experience to every client the firm serves. The team's belief is simple: education is key. Documents don't go in one end with a return "spit out" the other. The job is to help you grow your business and manage it properly, so you continue to prosper — staying within the law, taking every benefit the tax code allows, and keeping you in compliance.

The Seal & Associates standard Donna Kay Cotten · CPA · Air Force Veteran · Founder

Veterans receive a 10% discount on all services. Founder Donna Kay Cotten is an Air Force veteran, and honoring your service is part of how this firm does business.

Accounting Services

Gain a clear understanding of your financial health with our detailed bookkeeping and reporting. We handle the numbers behind the scenes so you can focus on making informed decisions for your organization's future.

Business Tax Services

We help entrepreneurs handle complex federal requirements while identifying strategic opportunities for savings. Our team ensures your company remains compliant with current laws while maximizing its financial potential.

Cryptocurrency Tax Planning

Approach the evolving world of digital assets with confidence. We provide expert consulting on blockchain transactions, helping you accurately track and report your holdings to avoid costly penalties.

Estate Planning & Wills

Protect what you have built and the people you love. We coordinate the tax side of your estate plan, from wills and gifting strategies to basis planning, so your assets transfer the way you intend with the smallest possible tax burden.

Income Tax Return Filing

Ensure your submissions are handled securely and on schedule. We manage the final step of the process, submitting your paperwork to the appropriate agencies to guarantee you meet every deadline without the stress.

Income Tax Return Preparation

We simplify the tax season by carefully organizing all your financial information. Our team focuses on every detail to make sure your return is correct and that you receive every credit you deserve.

Local Tax Return Preparation

Stay in good standing with Bullhead City and state-specific regulations. We provide specialized knowledge of Arizona's local codes to handle your regional filings with precision.

New Business Tax Consulting

Start your venture on a solid foundation with professional advice on entity selection and tax structuring. We guide you through the initial setup to ensure your new company is positioned for long-term growth.

Payroll Support

Simplify your administrative workload with our reliable payroll management. We ensure your team is paid accurately and on time while handling all the necessary filings and documentation required by law.

Tax Accounting

Our team provides meticulous oversight of your financial records to ensure every transaction is categorized correctly. We bridge the gap between daily bookkeeping and year-end reporting.

Tax Authority Audit Representation

Don't face the IRS or state agencies alone. We serve as your professional advocate, managing all communications and documentation to protect your rights during a formal review or audit.

Tax Planning

Proactive management is the key to protecting your wealth. We analyze your unique financial situation to develop a customized roadmap that minimizes your future liabilities and simplifies the filing process.

Tax Problem Consulting

If you are dealing with unresolved tax issues or past-due notices, we offer clear paths toward a resolution. We evaluate your situation and provide expert advice on how to settle disputes and regain your peace of mind.

Trust Services

Trusts carry their own tax rules and filing requirements. We prepare fiduciary returns, advise trustees on their obligations and keep every trust compliant, so beneficiaries receive what was intended without surprises.

Common questions

Answers, beforeyou even ask.

What services does Seal & Associates LLC offer?

We provide accounting services, bookkeeping, business tax services, tax planning, cryptocurrency tax planning, income tax return preparation and filing, local (Arizona) tax return preparation, new business tax consulting, payroll support, tax accounting, tax authority audit representation, tax problem consulting, estate planning, wills and trust services. We also support business growth consulting and corporate structuring.

Where is Seal & Associates located, and what areas do you serve?

Seal & Associates serves clients in all 50 states — the entire United States. Most engagements run smoothly by phone, email and secure document exchange, wherever you live. The office is at 2580 Hwy 95, Ste 111, Bullhead City, AZ 86442, with in-person service for Bullhead City and the surrounding area.

Does Seal & Associates handle cryptocurrency taxes?

Yes. Digital asset taxation is one of our specialties. We handle trading gains and losses, staking, mining and reward income, NFT and DeFi transactions, and cost-basis reconstruction across exchanges and wallets.

Can Seal & Associates represent me before the IRS?

Yes. Founder Donna Kay Cotten is a CPA with over 30 years of experience representing taxpayers in any type of situation with the IRS or any governmental agency. We provide authorized representation before tax authorities, including audit defense, notice and letter response, payment plan negotiation and back-tax cleanup, so you never face the IRS alone.

Do veterans get a discount?

Yes. Veterans receive a 10% discount on all services. Founder Donna Kay Cotten is an Air Force veteran herself.

Do you work with both individuals and businesses?

Yes. We prepare individual returns and support small businesses with entity filings, quarterly estimates, payroll, bookkeeping and year-round tax strategy.

How do I get started?

Call or email our team, or send the form on our contact page. We start with a conversation about your situation, then map the services that fit.

Not sure where to start?

Tell us your situation.We'll map the rest.

Most clients need two or three of these working together. One conversation sorts out which.